Comments on: The Financing Trap: Pets http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html Balancing Faith, Family and Frugality with Couponing, Drugstore Deals & More! Sun, 12 Feb 2012 02:30:38 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Shannon @ Gabi's World http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-685 Shannon @ Gabi's World Tue, 24 Jun 2008 22:38:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-685 I am not sure how it is in your area, but even adopting from the humane society is getting pretty expensive. We adopted a Basset Hound 2 yrs ago and it was over $200. That was just crazy! I am not sure how it is in your area, but even adopting from the humane society is getting pretty expensive. We adopted a Basset Hound 2 yrs ago and it was over $200. That was just crazy!

]]> By: Shannon @ Gabi's World http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-6767 Shannon @ Gabi's World Tue, 24 Jun 2008 22:38:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-6767 I am not sure how it is in your area, but even adopting from the humane society is getting pretty expensive. We adopted a Basset Hound 2 yrs ago and it was over $200. That was just crazy! I am not sure how it is in your area, but even adopting from the humane society is getting pretty expensive. We adopted a Basset Hound 2 yrs ago and it was over $200. That was just crazy!

]]> By: Shannon @ Gabi's World http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-8138 Shannon @ Gabi's World Tue, 24 Jun 2008 22:38:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-8138 I am not sure how it is in your area, but even adopting from the humane society is getting pretty expensive. We adopted a Basset Hound 2 yrs ago and it was over $200. That was just crazy! I am not sure how it is in your area, but even adopting from the humane society is getting pretty expensive. We adopted a Basset Hound 2 yrs ago and it was over $200. That was just crazy!

]]> By: Shannon @ Gabi's World http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-9535 Shannon @ Gabi's World Tue, 24 Jun 2008 22:38:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-9535 I am not sure how it is in your area, but even adopting from the humane society is getting pretty expensive. We adopted a Basset Hound 2 yrs ago and it was over $200. That was just crazy! I am not sure how it is in your area, but even adopting from the humane society is getting pretty expensive. We adopted a Basset Hound 2 yrs ago and it was over $200. That was just crazy!

]]> By: One B.A.A.D Family http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-682 One B.A.A.D Family Tue, 24 Jun 2008 20:51:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-682 Can't even imagine financing a Dog!!! I'm having a hard enough time digesting the fact that we have to finance another car!!!<br/><br/>You know how I prefer to find my pets....they just follow the kids home from school! Can’t even imagine financing a Dog!!! I’m having a hard enough time digesting the fact that we have to finance another car!!!

You know how I prefer to find my pets….they just follow the kids home from school!

]]> By: Amy http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-681 Amy Tue, 24 Jun 2008 18:26:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-681 I financed our furniture for our house, but in our defense we were sleeping on a futon. <br/><br/>We paid it off very early though so we didn't have to pay the accrued interest (thank goodness!) I financed our furniture for our house, but in our defense we were sleeping on a futon.

We paid it off very early though so we didn’t have to pay the accrued interest (thank goodness!)

]]> By: Marianne Thomas http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-680 Marianne Thomas Tue, 24 Jun 2008 17:52:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-680 Alyssa, our latest GSPointer (Brownie) was a from the Ohio GSP Rescue League. <br/><br/>Worth it -- we saved a good dog and got him for nearly nothing (just the standard adoption fee).<br/><br/>Any other dogs we bring in to our home will be rescued - the need is so great.<br/><br/>We feed premium food, too -- and it's a factor in why our GSP Bailey (who passed away last summer at age 12) lived for 4 years after being diagnosed with Cushings disease, and why her littermate (our old boy, Barnum) is now 13 and still in great health.<br/><br/>The financing thing - when we have used it for bigger purchases, we only do the zero interest for a certain term and then pay it off before the term is over.<br/><br/>As for CC debt - we do have that, after moving 6 times in 12 years...working hard to get back to zero balance on all that.<br/><br/>Financing a dog, though -- that is just wrong. So many dogs are in need of homes - and the puppies you find in pet stores are generally the result of puppy mills where suffering abounds.<br/><br/>My two cents! Alyssa, our latest GSPointer (Brownie) was a from the Ohio GSP Rescue League.

Worth it — we saved a good dog and got him for nearly nothing (just the standard adoption fee).

Any other dogs we bring in to our home will be rescued – the need is so great.

We feed premium food, too — and it’s a factor in why our GSP Bailey (who passed away last summer at age 12) lived for 4 years after being diagnosed with Cushings disease, and why her littermate (our old boy, Barnum) is now 13 and still in great health.

The financing thing – when we have used it for bigger purchases, we only do the zero interest for a certain term and then pay it off before the term is over.

As for CC debt – we do have that, after moving 6 times in 12 years…working hard to get back to zero balance on all that.

Financing a dog, though — that is just wrong. So many dogs are in need of homes – and the puppies you find in pet stores are generally the result of puppy mills where suffering abounds.

My two cents!

]]> By: Loni http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-679 Loni Tue, 24 Jun 2008 17:43:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-679 What did I finance? College. Sure there were times that I put things on the card that I shouldn't have, but the bulk was necessities like books, food and tuition. It's sad how fast the card can accumulate before the financial aid check comes in. <br/>I had almost all of it paid off and then I got preggers and had an very expensive pregnancy where I had to quit my job and hubs was still in school. <br/>Many years later, we have found a balance between living and paying down debt. We have come a looong way and yet still have a ways to go. Sometimes we go backwards, but for the most part we are moving forward and that's a good thing.<br/>As for the dog thing, that is absurd. I suppose the pet store does this because they are desperate to sell the puppies. This is why I would make a terrible business owner. I would never give an ignorant person that kind of opporunity to make such a stupid choice for a buck. What did I finance? College. Sure there were times that I put things on the card that I shouldn’t have, but the bulk was necessities like books, food and tuition. It’s sad how fast the card can accumulate before the financial aid check comes in.
I had almost all of it paid off and then I got preggers and had an very expensive pregnancy where I had to quit my job and hubs was still in school.
Many years later, we have found a balance between living and paying down debt. We have come a looong way and yet still have a ways to go. Sometimes we go backwards, but for the most part we are moving forward and that’s a good thing.
As for the dog thing, that is absurd. I suppose the pet store does this because they are desperate to sell the puppies. This is why I would make a terrible business owner. I would never give an ignorant person that kind of opporunity to make such a stupid choice for a buck.

]]> By: Beth http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-678 Beth Tue, 24 Jun 2008 14:58:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-678 Our most recent family member, Buddy the cat, arrived from an ice/snow covered back yard last December. He was about 5wks old and worth every penny we DIDN'T pay for him!<br/>;-)<br/>One thing, in particular, that we financed that has been worth much more than money to us is our Disney Vacation Club membership. It will be paid off in 18mo, but by purchasing (and financing) it we have been to Disney World 3x and their Hilton Head Island resort 2x (since 2000) and we'll be going to FL again next year. There is no way we could have EVER had such amazing vacations-and will continue for many years to come. Plus, the joy shown on our children's faces is priceless. We would absolutely do it again in a heartbeat! Our most recent family member, Buddy the cat, arrived from an ice/snow covered back yard last December. He was about 5wks old and worth every penny we DIDN’T pay for him!
;-)
One thing, in particular, that we financed that has been worth much more than money to us is our Disney Vacation Club membership. It will be paid off in 18mo, but by purchasing (and financing) it we have been to Disney World 3x and their Hilton Head Island resort 2x (since 2000) and we’ll be going to FL again next year. There is no way we could have EVER had such amazing vacations-and will continue for many years to come. Plus, the joy shown on our children’s faces is priceless. We would absolutely do it again in a heartbeat!

]]> By: Sonya http://kingdomfirstmom.com/2008/06/the-financing-trap-fur-included.html/comment-page-1#comment-677 Sonya Tue, 24 Jun 2008 13:41:00 +0000 http://www.alyssa.wpmom.com/?p=250#comment-677 I totally agree with you! Financing a pet? Our society is.....well, it just makes me mad! Nuts! We have no CC debt and only use ours to earn miles and rewards. The only things we have financed are our house and our Tempurpedic mattress (which is an interest free loan). We have no car payments. The only time we finance anything is if we can get it interest free and pay it off quickly or if it's something that we can't help. For example, I had to have some major dental work over the past three years and when I had to visit the oral surgeon, we financed that. Again, it was an interest free loan if paid off in one year and we always, always, always, pay it off in the specified time. Hubby is very strict about those types of things and hates to do unless it is absolutely necessary. In the case of dental stuff, we have no insurance so that's why we had to finance. It's paid off though! Woo hoo! We even paid it off early!<br/><br/>I want to be free of all financing and if we could find a way to pay our house off, I'd do it in a New York minute! I totally agree with you! Financing a pet? Our society is…..well, it just makes me mad! Nuts! We have no CC debt and only use ours to earn miles and rewards. The only things we have financed are our house and our Tempurpedic mattress (which is an interest free loan). We have no car payments. The only time we finance anything is if we can get it interest free and pay it off quickly or if it’s something that we can’t help. For example, I had to have some major dental work over the past three years and when I had to visit the oral surgeon, we financed that. Again, it was an interest free loan if paid off in one year and we always, always, always, pay it off in the specified time. Hubby is very strict about those types of things and hates to do unless it is absolutely necessary. In the case of dental stuff, we have no insurance so that’s why we had to finance. It’s paid off though! Woo hoo! We even paid it off early!

I want to be free of all financing and if we could find a way to pay our house off, I’d do it in a New York minute!

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