Comments on: Giving Up Credit Cards: Two Years Later

By: New Beginnings: Put Your Financial House in Order — Kingdom First Mom

New Beginnings: Put Your Financial House in Order — Kingdom First Mom — Mon, 17 Jan 2011 12:32:11 +0000

[...] that wake up call, we climbed out of credit card debt and continue to make strides towards eventually being completely debt free. I learned the [...]

By: Extreme Couponing on TLC — Kingdom First Mom

Extreme Couponing on TLC — Kingdom First Mom — Thu, 30 Dec 2010 06:29:10 +0000

[...] that like anything, is best done in moderation. Coupons did play a major role in helping my family pay off credit card debt as well as enabling us to give more. They are a tremendously helpful tool when used [...]

By: Cheryl

Cheryl — Fri, 30 Jul 2010 16:44:27 +0000

Great job! Keep up the great work.
.-= Cheryl´s last blog ..Cheryl Maguire left a comment for Angela Daniels =-.

By: Alyssa Francis

Alyssa Francis — Fri, 30 Jul 2010 03:29:57 +0000

@Cheryl, Thank you, Cheryl! It is all about choices, I agree. It was a tough lesson, but one that I am so thankful to have learned.

By: Sandy

Sandy — Wed, 28 Jul 2010 17:06:24 +0000

Hey Alyssa,
Thanks for sharing an inspiring story of yours. Whenever a get a credit card offer from any of the credit company. I ll remember you n will take decision thinking 100 times..
Take Care,
Sandy.

By: Cheryl

Cheryl — Wed, 28 Jul 2010 01:08:40 +0000

Alyssa: I think it is admirable and most of all smart to do what you have done. It can be a difficult road. Credit cards and bad choices are the bane of this society. I have sworn not to use credit cards and when I do, I pay them off each month. This means that I have to stay on a strict budget, but I admit that some of the rewards are what helps me do that. I have been able to control myself with no problem. I, like Angie, have to spend money for work (travel), but I have arranged my checking account to be available for this. Thanks for the encouragement!

By: Shaina

Shaina — Tue, 27 Jul 2010 17:06:10 +0000

Alyssa, I love that you’ve been debt free for so long. My husband and I recently paid off our student loans, which was the last bit of debt hanging over our heads outside of our mortgage. We have a rule that if we can’t pay cash, we can’t afford it, and it’s been very freeing.

Sure, I’d like a new lens for my camera, and he’d like a new bike. We’d like to build a patio off the back of the house, too, but we’re doing them slowly, and we’re not worried about what what-ifs God forbid something should happen and our income were to drop suddenly.

Congratulations on your two-year mark!

By: Shaina

Shaina — Tue, 27 Jul 2010 16:09:26 +0000

Congratulations on your two-year mark!
.-= Shaina´s last blog ..Weekly Dinner Menu- 7-26-10 =-.

By: JessieLeigh

JessieLeigh — Tue, 27 Jul 2010 15:47:21 +0000

I am one of those "uses a credit card for gas and pays it off each month" girls and that works for me. That being said, I absolutely LOVE to read stories like this!!! Having worked in banking for many years and watched so many people get in over their heads, this just warms my heart. Thanks for your transparency and the inspiration you provide to others, Alyssa! .-= JessieLeigh´s last blog ..Snicker-Puddin-Doodles =-.

By: Alyssa Francis

Alyssa Francis — Tue, 27 Jul 2010 15:01:08 +0000

@Khaleef @ KNS Financial, Amen! Our culture does indeed train us to believe that debt is just inevitable. Life can happen without credit cards!